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Underwriter Cover Letter

Underwriter resume cover letter focuses on the basic traits needed for the position. It exhibits features such as good understanding, grasping, analytical skill, decision making, and fluency over languages to deal with different clients, and knowledge about gamut of insurances. The target of any underwriter is to minimize losses for insurance companies, and help the company in making profit. For this, an underwriter assesses the potentiality of a client, and evaluates the credentials mentioned in the client's application. The responsibility of an underwriter includes enquiring a customer's ability to repay the loan, to know about their assets and properties, and taking customer's guarantee of repaying the loan.

Underwriter job finds application in insurance companies including Health, Life, Banks and other mortgage areas. Whatever may be the sector, the focal point of such position is to search for the risk factor of a client and look for whether the client is reliable or not and accordingly suggest the company to underwrite him or her. To gauge the financial potentiality of a client in an accurate way, the underwriter has to go through detailed property check of the client. The underwriter has to keep a track record of the customer's profits and everyday expenditure. He can check the bank accounts of the customer, and acquire information about the property the person holds.

The job of an Underwriter has to deal with insurance brokers and customers buying policies. Hence it is impeccable that you need to have good understanding of insurance claims, policies, terms and conditions and other credentials. In addition, you are required to possess good negotiating techniques to make profit for the company.

Regarding educational qualifications, the position of an underwriter does not require a master's degree as such. However, a bachelor degree in Business Administration and Accounting can help excelling in this arena.

Cover Letter Sample

John L. Calhoun
215 Red Hawk Road
Orlando, FL 32801
United States
Contact no: 088-387-196
E Mail Id: jhc@example.com

To
Charles D. Morgan
3869 Elk Street
Pomona, CA 91766
United States
Contact no: 900-345-198
E Mail Id: chm@example.com

Dear Mr. Morgan,

I am writing this letter to apply for the position of an Underwriter in response to the advertisement published in the local newspaper "Times Mirror". I am very glad to offer my candidature for your reputed company, as I was looking for an opening with an organization like yours that helps me in my career growth with abundant benefits. I have enclosed my resume to further your knowledge, herewith this letter.

I am a Commerce graduate with specialization in Accounts. This has enabled me with sufficient theoretical knowledge about accounting and business administration to work as per company requirements.

My extensive experience of four years in Insurance Underwriting has guided me to apply for the aforementioned position. I worked in "Keen Health Insurance" for three years and with "ASD Life Insurance" for a year. These experiences have made me aware of the technical, legal as well as practical dimensions required for the position, and helped me do extremely well in judging potential clients in respect of the property they tend to insure, checking background, monitoring risk, and finalizing the policies client tend to insure. My command over languages such as English, German, and Spanish, has assisted me to communicate with diverse clients with ease. More than that, I have a good analytical mind and a superb negotiating ability to finalize a policy in the company's favor.

With all these skills and expertise I would like to ensure you optimum quality service and dedication. If given a chance, I promise you to give my best. In case you have any queries regarding my professional and personal abilities, you can contact me on the above mentioned contact details. I have enclosed two copies of certificates along with this letter.

Expecting a positive reply from your side, and thanking you for consideration.

Yours Sincerely

John L. Calhoun

Enclosures:

  • Copy of my resume
  • Two copies of experience certificates

Underwriter cover letter needs to assert your relevant skills in a short and a more appealing way. It is not a good idea to summarize the credentials of your resume in your cover letter. Remember you are writing the letter to bring the attention of the recruiter towards the much-valued resume only. Therefore, make it concise, error free, and catchy to suit the job criteria, so that the employer calls you for an immediate interview. There is one more best sample of mortgage underwriter resume here that may also help you.

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