James Watson
172, Cumin Street
Boston, LR, 01627
(271) 203 920
OBJECTIVE
Looking for challenging and interesting Mortgage Banking position in Loan Origination or Processing.
EDUCATION SUMMARY
Guardian College, Boston, Master of Science Degree in Finance and Management.
SUMMARY OF QUALIFICATIONS
- Familiar with FNMA, FHLMC, FHA, VA Guidelines.
- 3 years experience with loan servicing and processing.
- Able to establish informative rapport with broker, borrower and correspondent lender.
- Excellent communication skills and written skills.
WORK EXPERIENCE
Worked as Loan Processing
- Incoming loan package documentation were analyzed to determine requirement for underwriting of loans.
- Ordered and reviewed credit and appraisal reports to establish subject property suitability and to determine credit eligibility.
- Showed stable savings and career history by verifying all assets and employment.
- Responsible for review and order the appraisal and credit reports to determine eligibility of credit.
- Responsible for examining initial loan analysis worksheets to determine qualification of borrower.
Loan Beginning
- Aided potential borrowers by providing product information interest rate figures.
- Determined borrower's maximum loan amount, closing costs and monthly payments using pre-qualification guidelines.
EMPLOYMENT HISTORY
LOAN PROCESSOR in 1993-Present
Tarrytown Finance, Whitewater, WI
2/93-8/93 LOAN SERVICING/Temp
Boston City Bank
5/92-3/95 LOAN ORIGINATION/Temp
Boston City Bank
